“Acknowledge the complexity of the world and resist the impression that you easily understand it. People are too quick to accept conventional wisdom, because it sounds basically true and it tends to be reinforced by both their peers and opinion leaders, many of whom have never looked at whether the facts support the received wisdom. It's a basic fact of life that many things "everybody knows" turn out to be wrong.”  ― JIM ROGERS

            “Men are anxious to improve their circumstances, but are unwilling to improve themselves; they therefore remain bound. The man who does not shrink from self-crucifixion can never fail to accomplish the object upon which his heart is set. This is true of earthly as of heavenly things." JAMES ALLEN

A lack of money is a result, it's not the cause. No matter how small the amount is, realizing you have something to work with is the beginning of thinking soberly about your finances. Very few people are born with all the money they would ever need. However, throughout our lives many of us will have a fair amount of money that will pass through our hands, but it's what you do with it that is important.